Christine Bowman

38910 Merrell Avenue

UMATILLA, FL
$ 249,900 Beds 3 Baths 2 Sq 1,088 Virtual Tour
Monthly Estimate* How much can I afford?

Whether you are an investor, first time buyer or looking for your next proyect, this is the chance to secure a great property at a competitive price located in this great area in Umatilla,close to an acre 36,686 sq ft of land! with an option to split the lot, do a new construction and keep the house with biger lot to add a suwimming pool, park your Boat or AV!! This move-in ready property features an open-concept layout perfect for comfortable living and entertaining. Enjoy a stunning kitchen with brand-new cabinets, quartz countertops, a modern backsplash, and new stainless steel appliances. Additional upgrades include new water-resistant laminate flooring, updated bathrooms, a brand-new A/C system, new water heater, new architectural shingle roof, updated light fixtures, and fresh interior and exterior paint. With ample yard space, this home offers endless potential—whether for outdoor entertaining, expansion. Conveniently located near schools shopping, and major highways. A must-see!

Active

  • Price
  • $ 249,900
  • City
  • UMATILLA
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Lake
  • Half Bathrooms
  • 0
  • Area
  • Umatilla / Dona Vista
  • Lot Size
  • 0.84 Acres
  • Zip
  • 32784
  • Sqr Footage
  • 1,088
  • Year Built
  • 1950
  • Taxes
  • $ 2557
  • Style
  • Single Family Residence
  • MLS#
  • O6433787
Listed By: LA ROSA REALTY CW PROPERTIES L with 407-910-2168. - 407-910-2168
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
Zoning R-6
Construction Materials Block,Concrete
Year Built 1950
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Lake
New Construction false
Property Type Residential
Subdivision Name BEG 108.8 FT N OF SW COR OF E 1/2 OF NE 1/4 OF NW
Facing Direction East
Garage Y/N false
Total Rooms 6
Full Baths 2
Status Active
Directions From US-441, head north on State Road 19 toward Umatilla. Turn left onto East Collins Street, then right onto Merrell Avenue. The property will be on your right-hand side.
City UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 36686
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 2557.9
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6433787
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot n
Legal Description BEG 108.8 FT N OF SW COR OF E 1/2 OF NE 1/4 OF NW 1/4 OF NW 1/4 RUN N 200 FT E 330 FT S 50 FT W 164.17 FT S 150 FT W TO POB--LESS E 15 FT--AKA SOUTH 1/2 FORMER MILLER PROPERTY ORB 6464 PG 706
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Open Floorplan
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Other
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities None
Water Source Public
Lot Size Area 36686
Foundation Details Slab
Building Area Total 1088
Lot Dimensions 200 x 124
Lot Size Acres 0.84
Road Surface Type Other
Private Pool false
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the St. Cloud, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/14/2026 Listed $269,900
9/2/2026 4% - $259,900
9/16/2026 2% - $254,900
9/25/2026 2% - $249,900

Property vs Zip Code Average in 32784

Price
AVG $420K
$250K
Taxes
AVG $2,748
$2,557
Year Built
AVG 1997
1950

Areas That We Cover

38910 Merrell Avenue UMATILLA, FL is a Single Family Home for sale at $249900 with 1088 sqft and a lot size of 0.84 Acres Acre(s). 38910 Merrell Avenue UMATILLA has 3 bedrooms, 2 baths and was built in 1950. The property's zip code is 32784 which is in UMATILLA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Christine Bowman

Christine Bowman

REALTOR®

407-908-0173

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