Christine Bowman

40043 W 8th Avenue

UMATILLA, FL
$ 275,000 Beds 2 Baths 2 Sq 1,388 Virtual Tour
Monthly Estimate* How much can I afford?

2025 ROOF • NEW SEPTIC SYSTEM & DRAIN FIELD • NEW WATER HEATER • .52-ACRE LOT • NO HOA • NEAR NORTH LAKE COMMUNITY PARK Set on a .52-acre lot with no HOA, this Umatilla home offers room to enjoy the outdoors along with major improvements and distinctive interior character. Located at 40043 W 8th Avenue, just a short distance from North Lake Community Park, this 2-bedroom, 2-bath home features 1,388 square feet of living space. The spacious great room features natural light, wood beam accents and tile flooring, with a wood-burning fireplace at the center of the gathering space. The open kitchen keeps you connected to the living area and offers ample cabinetry and counter space. The primary bedroom and a full bathroom are conveniently located downstairs. Originally configured as a three-bedroom home, the layout was modified to combine the two downstairs bedrooms into one spacious primary bedroom. The second bedroom occupies the upstairs loft and has its own full bathroom. Updates include a roof replaced in 2025, exterior paint completed in 2024, a newer deck and well pump, a new water heater, and a new septic system and drain field. The deck provides a comfortable spot to relax overlooking the generous yard, with space for gardening, outdoor gatherings or simply enjoying a little extra elbow room. All information recorded in the MLS is intended to be acurate however, it should be independently verified by buyer and their agent.

Active

  • Price
  • $ 275,000
  • City
  • UMATILLA
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Lake
  • Half Bathrooms
  • 0
  • Area
  • Umatilla / Dona Vista
  • Lot Size
  • 0.52 Acres
  • Zip
  • 32784
  • Sqr Footage
  • 1,388
  • Year Built
  • 1977
  • Taxes
  • $ 2681
  • Style
  • Single Family Residence
  • MLS#
  • G5119049
Listed By: HARRISON REAL PROPERTY GROUP with 407-741-3547. - 407-741-3547
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Electric Water Heater,Range,Refrigerator
Zoning R-6
Patio/Porch Features Deck
Construction Materials Wood Frame,Wood Siding
Year Built 1977
View Trees/Woods
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Lake
New Construction false
Property Type Residential
Subdivision Name EAST UMATILLA
Facing Direction East
Garage Y/N false
Total Rooms 4
Full Baths 2
Status Active
Directions Take 450 off 19 north in Umatilla. Go to right on W 9th Av, follow to E 2nd St go left, then right into property.
High School Umatilla High
City UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 23000
Carport Y/N false
Listing Terms Cash,Conventional
Elementary School Umatilla Elem
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2681.22
Middle/Junior High School Umatilla Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5119049
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 5
Legal Description EAST UMATILLA PB 6 PG 87-95 LOTS 5, 6, 7, 8, 9, 10, 11, 12 BLK 112 ORB 1551 PG 900 ORB 1643 PG 87 ORB 1801 PG 2067
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Split Bedroom
Flooring Ceramic Tile,Vinyl
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Electric Dryer Hookup,Inside,Washer Hookup
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Sliding Doors
Fencing Wood
Parking Features Open
Lot Features Cleared,In County,Level,Oversized Lot
Water Source Well
Lot Size Area 23000
Foundation Details Slab
Spa false
Building Area Total 1388
Lot Dimensions 200 x 115
Lot Size Acres 0.52
Road Surface Type Unimproved,Dirt
Private Pool false
Waterfront Y/N false
Road Frontage Type Street Unpaved

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the St. Cloud, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Umatilla Elem Elementary School
Middle School Umatilla Middle Middle School
High School Umatilla High High School

Price History

10/15/2026 Listed $275,000

Property vs Zip Code Average in 32784

Price
AVG $420K
$280K
Taxes
AVG $2,748
$2,681
Year Built
AVG 1997
1977

In The Neighborhood

Areas That We Cover

40043 W 8th Avenue UMATILLA, FL is a Single Family Home for sale at $275000 with 1388 sqft and a lot size of 0.52 Acres Acre(s). 40043 W 8th Avenue UMATILLA has 2 bedrooms, 2 baths and was built in 1977. The property's zip code is 32784 which is in UMATILLA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Christine Bowman

Christine Bowman

REALTOR®

407-908-0173

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