Christine Bowman

494 Brainard Avenue

UMATILLA, FL
$ 299,000 Beds 3 Baths 1.5 Sq 1,374 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated 3-bedroom, 1.5-bath Craftsman cottage in the heart of Umatilla! Full of timeless character and modern improvements, this inviting home has been freshly painted throughout and offers a wonderful blend of classic architectural details and thoughtful upgrades. Major improvements include a metal roof, central heating and air, updated plumbing and electrical, providing a great foundation for comfortable living. The charming curb appeal immediately catches your eye, with a spacious covered front porch and convenient attached carport. Step inside to discover a welcoming living room featuring high ceilings and beautiful period details, including original-style 15-light double French doors, built-in bookshelves, and a built-in desk that add character and functionality. The adjoining dining room showcases a classic tongue-and-groove wood ceiling, creating a warm and distinctive space for gathering with family and friends. French doors off the dining room lead to a versatile bonus room with its own exterior entrance. Whether you envision a private studio, home office, hobby room, or creative retreat, this flexible space offers plenty of possibilities. The kitchen beautifully combines character and modern style. Original hardwood cabinetry has been refreshed with new paint and hardware, while additional shaker-style cabinetry and a classic butcher-block countertop provide extra workspace beside the stove. A tile backsplash, range hood, open shelving, and high-end Samsung appliances complete this inviting kitchen, making it a great space for everyday cooking and entertaining. Convenience continues with an interior laundry area just off the kitchen and rear hallway, thoughtfully tucked away behind smoked-glass doors for a clean, streamlined appearance. Out back, enjoy a fenced backyard featuring a dedicated fire pit area, perfect for relaxing outdoors or gathering with friends. The generous lot offers room to garden, create additional outdoor living space, or explore the possibilities of adding a garage or workshop. Full of Craftsman charm, fresh updates, and versatile living spaces, this delightful Umatilla cottage offers character, functionality, and room to make it your own—all in a convenient location close to the heart of town.

Active

  • Price
  • $ 299,000
  • City
  • UMATILLA
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Lake
  • Half Bathrooms
  • 1
  • Area
  • Umatilla / Dona Vista
  • Lot Size
  • 0.25 Acres
  • Zip
  • 32784
  • Sqr Footage
  • 1,374
  • Year Built
  • 1926
  • Taxes
  • $ 3752
  • Style
  • Cottage
  • MLS#
  • G5118892
Listed By: RIGHT REALTY CONNECTION, INC. with 352-602-4710. - 352-602-4710
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available,Cable Available,Electricity Connected
Roof Metal
Appliances Convection Oven,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
Zoning R-12
Patio/Porch Features Covered,Porch
Architectural Style Cottage
Security Features Smoke Detector(s)
Construction Materials Block,Other,Stucco,Wood Frame (FSC Certified)
Year Built 1926
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Lake
New Construction false
Property Type Residential
Subdivision Name UMATILLA OSCEOLA PARK
Facing Direction West
Garage Y/N false
Total Rooms 7
Full Baths 1
Status Active
Directions FROM EUSTIS TAKE SR 19 NORTH TO UMATILLA. TURN LEFT ON WEST OCALA STREET. TURN RIGHT ON BRAINARD. HOME WILL BE ON YOUR RIGHT #494.
High School Umatilla High
City UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 11000
Carport Y/N true
Listing Terms Cash,Conventional,FHA,Lease Option,Lease Purchase,VA Loan
Elementary School Umatilla Elem
Land Lease Y/N false
Tax Annual Amount 3752
Home Warranty Y/N true
Middle/Junior High School Umatilla Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5118892
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 93
Legal Description UMATILLA, OSCEOLA PARK LOTS 93, 94 PB 8 PG 46 ORB 5765 PG 1316
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office,Inside Utility
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Built-in Features,Ceiling Fan(s),Crown Molding,Window Treatments
Flooring Laminate
Furnished Y/N Unfurnished
Fireplace Features Decorative,Living Room
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
LivingAreaSource Estimated
Total Baths 2

Exterior Features

Exterior Amenities Lighting
Fencing Chain Link,Fenced,Wood
Parking Features Driveway,Off Street
Lot Features Corner Lot
Water Source Public
Lot Size Area 11000
Foundation Details Crawlspace,Stem Wall
Building Area Total 1774
Lot Dimensions 125 x 88
Lot Size Acres 0.25
Road Surface Type Paved
Private Pool false
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the St. Cloud, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Umatilla Elem Elementary School
Middle School Umatilla Middle Middle School
High School Umatilla High High School

Price History

10/12/2026 Listed $299,000

Property vs Zip Code Average in 32784

Price
AVG $420K
$300K
Taxes
AVG $2,748
$3,752
Year Built
AVG 1997
1926

In The Neighborhood

Areas That We Cover

494 Brainard Avenue UMATILLA, FL is a Single Family Home for sale at $299000 with 1374 sqft and a lot size of 0.25 Acres Acre(s). 494 Brainard Avenue UMATILLA has 3 bedrooms, 1 baths and was built in 1926. The property's zip code is 32784 which is in UMATILLA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Christine Bowman

Christine Bowman

REALTOR®

407-908-0173

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