Christine Bowman

37401 Turner Drive

UMATILLA, FL
$ 249,000 Beds 2 Baths 1 Sq 1,271 Virtual Tour
Monthly Estimate* How much can I afford?

Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property. one or more pictures are virtually staged.

Active

  • Price
  • $ 249,000
  • City
  • UMATILLA
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Lake
  • Half Bathrooms
  • 0
  • Area
  • Umatilla / Dona Vista
  • Lot Size
  • 0.27 Acres
  • Zip
  • 32784
  • Sqr Footage
  • 1,271
  • Year Built
  • 1958
  • Taxes
  • $ 1513
  • Style
  • Single Family Residence
  • MLS#
  • G5116483
Listed By: LPT REALTY, LLC with 877-366-2213. - 877-366-2213
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected,Water Connected
Roof Shingle
Appliances Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
Zoning R-6
Construction Materials Block
Pets Allowed Yes
Year Built 1958
View Trees/Woods,Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Lake
New Construction false
Property Type Residential
Subdivision Name THREE LAKES SUB
Facing Direction South
Garage Y/N false
Total Rooms 7
Full Baths 1
Status Active
Directions Hwy 19 to Orange Ave. Turn left onto Turner Drive. Property is on the left.
High School Umatilla High
City UMATILLA
Body of Water LAKE BRACY
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 11630
Carport Y/N false
Listing Terms Cash,Conventional,FHA
Elementary School Umatilla Elem
Land Lease Y/N false
Tax Annual Amount 1513.86
Home Warranty Y/N false
Middle/Junior High School Umatilla Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5116483
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 31
Legal Description THREE LAKES SUB LOT 31 PB 13 PG 62 ORB 4369 PG 1993 ORB 5700 PG 2026
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Bonus Room,Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes
DockY/N false

Interior Features

Interior Amenities Ceiling Fan(s),Solid Wood Cabinets,Thermostat
Flooring Tile,Hardwood
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Laundry Room,Washer Hookup
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 1

Exterior Features

Exterior Amenities Private Mailbox,Rain Gutters,Storage
Fencing Chain Link,Fenced,Wood
Water Source Public
Lot Size Area 11630
Foundation Details Crawlspace
Building Area Total 1651
Lot Dimensions 70 x 158
Lot Size Acres 0.27
Road Surface Type Paved,Asphalt
Private Pool false
Waterfront Y/N true
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the St. Cloud, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Umatilla Elem Elementary School
Middle School Umatilla Middle Middle School
High School Umatilla High High School

Price History

8/21/2026 Listed $259,000
9/17/2026 4% - $249,000

Property vs Zip Code Average in 32784

Price
AVG $420K
$250K
Taxes
AVG $2,748
$1,513
Year Built
AVG 1997
1958

In The Neighborhood

Areas That We Cover

37401 Turner Drive UMATILLA, FL is a Single Family Home for sale at $249000 with 1271 sqft and a lot size of 0.27 Acres Acre(s). 37401 Turner Drive UMATILLA has 2 bedrooms, 1 baths and was built in 1958. The property's zip code is 32784 which is in UMATILLA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Christine Bowman

Christine Bowman

REALTOR®

407-908-0173

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